Bank Account

Fees & Charges

Banks make massive "Non-Interest Income" by penalizing operational friction. If you don't watch the fee schedule, you are quietly donating to the bank's bottom line.

The 2025 Hike: ATM charges have officially climbed to ₹23 per transaction, and SMS charges are making a comeback.

The MAB Trap: Why an "Average" balance is not a "Minimum" balance, and how to use that to your advantage.

The 18% Hit: Remember that every bank fee also attracts an 18% GST "top-up".

Watch this video to learn how to minimize the "friction tax" on your bank account and lockers.