Insurance and Risk Mangement

How Insurance is Sold in India ?

In India, insurance is almost never "bought"; it is "sold". The ecosystem is often designed to maximize premium collection for agents and banks rather than risk coverage for you.

Incentive Mapping: Why your "Relationship Manager" might be pushing a product that helps their target more than your family.

The "Direct" Advantage: How to save 5-10% on premiums by bypassing intermediaries.

Advice vs. Purchase: Why you should separate financial advice from the actual transaction.

Watch this video to learn the "Bank Branch Rule" and how to stop being a victim of forced selling.