Documents Borrowers Submit
Banks don’t trust your promises; they trust evidence. If it isn’t on paper, it doesn’t exist.
- The Three Layers: Every file needs proof of Identity (KYC), Ability (Financials), and Security (Collateral).
- Property Chain: For home loans, you need a “Mother Deed” tracing ownership back up to 30 years.
- Surrogates: No salary slip? Learn how to use your existing credit card or car loan history as an income substitute.
Watch this video to organize your digital vault—a messy file is the fastest route to a rejection.