Atal Pension Yojana (APY)
For those in the unorganized or “gig” workforce, retirement isn’t a luxury; it’s a risk. The Atal Pension Yojana (APY) allows you to fix your future “salary” today with a government-guaranteed pension of up to ₹5,000 per month.
- Three-Way Benefit: You get a pension for life, your spouse gets the same pension after you, and finally, the entire accumulated wealth is returned to your children.
- The Power of Starting Early: Learn how an 18-year-old can secure a lifelong pension for the price of a few movie tickets a month.
- Sovereign Guarantee: This isn’t subject to market whims; the minimum pension is guaranteed by the Government of India.
Watch this video to calculate your monthly contribution and start building your own social security net.