Debt Counselling
Debt Relief Guidance
When your debt feels bigger than your income, you need more than a calculator. You need someone who knows what to do.
India's borrowers face something the financial system was not designed to help them with: the moment when the loans, the EMIs, and the calls from recovery agents become too much to manage alone. A bank will not sit with you and map a way out. A friend can listen but cannot negotiate. And the internet gives you generic advice that does not know your lender, your asset, or your legal situation.
The tackl.finance Finance Clinic does.
What We Do
Understand Your Situation
We review your debts, income, assets, and monthly cash flow to give you a clear picture of where you stand and what steps you can take.
Resolve Your Debt
We help you explore settlement, restructuring, Lok Adalat, or SARFAESI options, while preparing the numbers, communication, and negotiation strategy.
Protect Against Recovery
If you face illegal lending apps, repeated recovery calls, threats, or harassment, we help you understand your rights, document the issue, and take the right action.
Rebuild Your Finances
We help you review your credit report, correct errors, understand your credit score, and create a practical plan to rebuild your financial standing.
What Makes This Differen
The Finance Clinic is not a call centre. It is not an algorithm. It is a trained professional who has studied India's debt landscape the SARFAESI timelines, the Limitation Act, the OTS negotiation window, the bureau dispute process, the Ombudsman pathway and applies that knowledge to your specific case.
Every counsellor who works in our Finance Clinic holds the Certified Debt Counsellor (CDC) designation from tackl.finance the only structured professional certification in debt counselling in India. They practise under a signed Code of Ethics. They refer what is outside their scope. They never have a financial interest in what they recommend.
Their only job is to act in your interest.
Who This Is For
The Finance Clinic is for anyone in India who is:
* Struggling to service multiple loans and running out of room in the monthly budget
* Facing an NPA, a SARFAESI notice, or recovery agent pressure
* Dealing with a debt from an illegal lending app
* Trying to understand their credit report and why they were rejected
* Going through a life event job loss, medical emergency, business downturn that has made existing debt unmanageable
* Simply not sure where to start
You do not need to be in crisis to come. If you are worried that is reason enough.
How It Works
Step 1 — First Session
You share your situation. We listen without judgment, gather your financial picture, and give you an honest assessment of where things stand and what options exist.
Step 2 — The Plan
We prepare a written resolution plan specific to your debts, your income, and your priorities with a clear sequence of actions.
Step 3 — Execution
We work alongside you through the letters, the negotiations, the filings, and the follow ups for as long as the case needs.
Take the First Step Toward Debt Relief
The earlier you reach out, the more options you have. Email us, book a consultation,
or download the form and send it to support@tackl.finance. We’ll respond promptly.