Mis-selling Red Flags — Your “BS Detector”
Insurance agents often use sales psychology to push products based on greed, fear, or tax panic. If a product is sold with “Free Gifts” or “Guaranteed Returns” rather than its core features, it is likely a trap.
- The IRR Reality: How “guaranteed” returns of 5% actually make you poorer when inflation is 6%.
- The Bribe Trap: Why an agent offering to pay your first premium is a massive warning sign of a bad policy.
- The 3-Question Test: Learn the three questions that will make a mis-selling agent stutter.
Watch this video to learn how to spot the “Guaranteed Returns” mirage before you lock your money away for 20 years.