The Insurance Buying Checklist
Buying insurance is an interrogation, not a friendly conversation. If you don’t ask the “Hard Questions,” you will end up with a policy that fails exactly when you need it.
- Term Checklist: The MWP Act shield, pure product math, and why you should avoid “Till 99” policies.
- Health Checklist: Room Rent “virus” caps, Co-pay traps, and the same-illness restoration myth.
- Motor Checklist: The IDV slider trick, Zero-Dep depreciation math, and the Year-2 “Unbundling” freedom.
Watch this video for the “Cheat Sheets” you should have on your screen before you click the “Buy” button.