Hazard Insurance — The Fortress Shield
Most Indians spend their life savings on a home but ignore the miniscule cost of insuring it. Brick and mortar aren’t invincible; a short circuit or an earthquake can turn a luxury flat into a total loss in minutes.
- Structure vs. Contents: Why the insurance your bank forced you to buy usually leaves your furniture and electronics completely exposed.
- Bharat Griha Raksha: Understanding the new standardized policy that eliminates confusing “under-insurance” clauses.
- The Society Myth: Why you cannot rely on apartment management to cover the damage inside your four walls.
Watch this video to see how to properly value your home and contents to avoid the “Valuation Shock” during a claim.