The Health Insurance Buying Checklist
Health insurance is the most complex product you will own, filled with “Silent Killers” that can turn a ₹10 Lakh policy into a ₹2 Lakh payout.
- The Structure: Why a “Base + Super Top-up” combo is 40% cheaper and more effective than a single high-value policy.
- The Room Rent “Virus”: How a small cap on your room category can “infect” and reduce every single charge on your hospital bill.
- The Same-Illness Myth: Why most “Restoration” benefits fail to refill your cover if you are hospitalized twice for the same condition.
Watch this video to audit your policy for Co-pays, Sub-limits, and Consumable gaps before the next emergency.