Sandwich Generation Financial Planner
The ‘Sandwich Generation’ refers to individuals — typically aged 35–55 — who are financially supporting both dependent children (education, lifestyle) AND ageing parents (medical expenses, daily care) simultaneously, while trying to save for their own retirement. This is one of the most financially stressed demographic segments in India, and no mainstream calculator addresses it.
This planner models three concurrent financial obligations, maps them against monthly income, computes the total monthly financial demand, surfaces the gap, and suggests a prioritised allocation strategy.
Personal Profile
Y
25 Y55 Y
₹
₹30K₹10L
₹
₹20K₹5L
₹
₹0₹5Cr
Child Obligations
14
Y
0 Y18 Y
₹
₹50K₹20L
%
4%15%
Parent Obligations
₹
₹0₹2L
₹
₹0₹1Cr
Y
1 Y15 Y
Own Retirement
Y
45 Y70 Y
₹
₹50L₹20Cr
%
1%15%
Surplus / Gap
₹0
Monthly Free Cash Flow₹0
Child Education SIP₹0
Parent Monthly Support₹0
Parent Medical SIP₹0
Own Retirement SIP₹0
Total Monthly Demand₹0
Monthly Surplus / Gap₹0
Priority Status–