Loan Eligibility Calculator
The Loan Eligibility Calculator estimates the maximum loan amount a borrower can be sanctioned, based on their net monthly income, existing EMI obligations, and the proposed loan’s interest rate and tenure. Indian banks typically apply a Fixed Obligation to Income Ratio (FOIR) of 40–55%.
This is a pre-qualification tool — it sets realistic expectations before a user applies. Results should be shown as an indicative range, not a guarantee.
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₹5K
₹5L
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₹0
₹5L
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₹0
₹5L
Y
1 Y
30 Y
%
5%
25%
%
40%
55%
Maximum EMI
₹0
Total Monthly Income
₹0
Maximum Allowable EMI
₹0
Existing EMI
₹0
Eligible EMI Capacity
₹0
Maximum Eligible Loan
₹0
Total Interest Payable
₹0
Total Repayment
₹0