SIP Top-up Calculator
A Step-up (Top-up) SIP allows investors to increase their monthly SIP amount every year — typically aligned with salary increments. Even a modest annual increase dramatically boosts the final corpus compared to a flat SIP. This calculator computes the future value of a step-up SIP and compares it against a flat SIP of the same starting amount.
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₹100
₹1 L
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1%
50%
%
1%
30%
Y
1 Y
40 Y
Extra Wealth
₹0
Step-up SIP Future Value₹0
Flat SIP Future Value₹0
Extra Wealth from Step-up₹0
Total Invested Step-up₹0
Total Invested Flat SIP₹0
Estimated Returns₹0