FD vs. Mutual Fund Comparison Calculator
Fixed Deposits and Mutual Funds are the two most common investment choices for Indian retail investors. However, their taxation is fundamentally different: FD interest is taxed as income every year, while MF gains (equity) are taxed only at redemption. This calculator provides a post-tax, apples-to-apples comparison.
₹
₹10 K
₹1 Cr
Y
1 Y
30 Y
%
2%
12%
%
1%
25%
Post-Tax Difference
₹0
FD Maturity Value₹0
FD Post-Tax Value₹0
MF Future Value₹0
MF Post-Tax Value₹0
Post-Tax Difference₹0
Better Option–
FD Tax₹0
MF Tax₹0