True Cost of a Purchase Calculator
Every rupee spent today is not just that rupee — it is all the future wealth that rupee would have generated if invested. This calculator converts any purchase or spending decision into its future wealth equivalent, making the invisible cost of consumption viscerally clear. It is a behavioural tool as much as a financial one.
Examples of use: ‘That Rs.3 lakh car upgrade costs me Rs.29 lakh in retirement wealth.’ ‘My daily Rs.200 coffee habit costs me Rs.93 lakh over 30 years.’ ‘That Rs.50,000 impulse gadget will cost me Rs.4.7 lakh in 20 years.’
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₹500₹10L
%
1%30%
Y
1 Y30 Y
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₹10K₹10L
Opportunity Cost
₹0
Purchase Amount₹0
Total Spent Over Time₹0
Opportunity Cost₹0
True Cost of Purchase₹0
Daily Cost of Wealth₹0
Wealth Multiplier0x
Months of Income Equivalent0 months